Creditor Harassment

You have rights

Believe it or not, creditors have to follow certain rules. Many times, they don't. However, because of creditors abuses, Congress passed the Fair Debt Collection Practices Act.

Stop the harassing phone calls

Creditor harassment is usually one of the biggest factors that push someone to finally file bankruptcy. After months, maybe years, of thinking about it and thinking about it, all the calls and threatening letters finally usually convince people to do something about it.... to be pro-active and stop it, once and for all.

Take action and stop the call

One option you have is writing a cease desist letter to creditors. This could result in them stop contacting you.

The one secret weapon consumers have against creditors and their harrassing phone calls is the "automatic stay." The automatic stay is something that happens automatically the moment after filing bankruptcy. When you file, creditor harrassment must stop immediately.

It may be worth using the professional services of a Los Angeles bankruptcy lawyer to help you.